Working capital, real estate, equipment, a line of credit. We package your business the way lenders fund it, find the right facility, and run point on the process to close.
Raising debt is its own discipline. Lenders have a way they read a business — what they prioritize, what reassures them, and the red flags that quietly stall or kill a deal. Most owners learn this the hard way, one rejection at a time.
We spent years as founding officers of an FDIC-insured bank, underwriting and placing commercial debt. We know how the credit decision actually gets made — so we prepare your business to win the financing, on better terms, with less friction.
Clean financials, forecasts, and a credit narrative built to how lenders underwrite.
Working capital, term debt, real estate, equipment, or a line — matched to the use and the cost.
We know what's negotiable — rate, structure, covenants, guarantees — and we push for it.
We quarterback lenders and requests so you keep running the business.
The right mix of debt so service is sustainable and growth stays funded.
Connections across banks and lenders, matched to your profile and need.
One set of criteria, one answer, and you're negotiating without knowing what's standard.
Shops your file widely, but is paid to close — not to sit on your side of the table.
Time-consuming, and a weak package gets weaker terms — or a quiet decline.
We prepare, position, and run point with a former lender's eye — accountable to your outcome, not a commission.
We review your financials, the use of funds, and what you can realistically support.
We build the lender-ready credit package and forecast.
We take it to the right lenders and manage the process.
We negotiate terms and see it through to funding.
We've sat in the lender's chair. Now we sit in yours.
Tell us the use of funds and the timeline. We'll tell you how we'd approach it.
Neither. We're your CFO-side advisor — we prepare and position your business and run point with lenders, accountable to your outcome rather than a commission to close.
We focus on established, growing businesses. The fit is less about a fixed number than whether the cash flow can support the financing you're after.
Often, yes. A decline is usually a positioning or structure problem. We diagnose why and rebuild the package.
No. We handle the financial strategy and lender process and coordinate with your CPA and attorney on tax and legal terms.
Take the 60-second fit check or book a call — either way you'll leave with a clear next step.